The Decision
Deciding to join the Kendal
at Ithaca community is described by most residents as the most
difficult decision they have ever made. Once the move has been
accomplished, many people say they wish that they had done this
sooner. Since there are waiting lists for all sizes of units,
it is important to plan ahead. Kendal at Ithaca has procedures
in place which make the process a bit easier, and which insure
fairness in our dealings with applicants.
The Process
Kendal at Ithaca is
designed for older adults who are in good physical health and
able to live independently. If you are interested in entering
Kendal, you may join the Priority List by completing a Priority
Reservation Agreement and making a deposit of $1000. This deposit
maintains your position on the Priority List in the order of the
date the agreement and deposit are received. The Priority Deposit
is fully refundable with interest if you withdraw from the Priority
List, and is deducted from your entry fee if you move in. Reserving
a place on the Priority List is a preliminary step in applying
for admission, and simply secures your position for possible future
admission.
People are considered for
admission and offered residences in priority number order. Kendal
will consider and admit applicants without regard to race, color,
national origin, creed, or sexual preference. Applicants complete
medical and financial application forms. These aid in the assessment
of applicants' ability to live safely and independently, and of
their ability to sustain themselves financially for the duration
of their stay. An admissions interview is held to review the contract.
When the contract is offered, the applicant has 30 days to sign
it and pay 10% of the entry fee, and an additional 30 days to
make the final payment and begin the monthly fee.
Three Types of Contracts
People enter Kendal while
they are able to live independently, and select from one of three
different contracts: the original, all-inclusive agreement; the
50% Return of Capital Contract; and the Modified Contract.
Original Contract
The original, all-inclusive
contract offers one of the most comprehensive ranges of services
available. Holders of this contract have the security of knowing
that their fees will not increase due to changes in levels of
care. The same monthly fees are paid by those living independently
as by those receiving skilled nursing care. The contract also
includes pharmacy coverage for prescription drugs on our formulary.
There is a declining entry fee refund over the first four years
of residency. For those who wish to minimize the risk of unexpected
future health costs, this contract offers the most protection.
50% Return of Capital Contract
This contract is identical to the
original, comprehensive contract except as regards the refund
of entry fee. Residents selecting this agreement pay a higher
entry fee according to their ages. The entry fee refund then declines
over the first two years until it reaches 50% of the original
payment. Thereafter, residents or their estates receive a refund
of 50% of the original entry fee. People who find this contract
appealing are those seeking to preserve assets for their estate.
Modified Contract
Increasing numbers of people have
long term care insurance in place, and Kendal has begun offering
a Modified Contract for those who want to maintain their insurance.
In essence, people receive a reduction in entry fee, and agree
to pay for three years of skilled nursing care, usually by filing
a claim with their long term care insurance provider. Care beyond
the three year period is paid for by Kendal. This contract also
does not include prescription drugs or Medicare co-pays. The Modified
Contract is designed for people with long term care insurance
in place, who are willing to take the risk of unanticipated cost
for such things as prescription drugs. 
For more information, or to receive
our complete packet of information, contact the Admissions Office
at 1-800-253-6325 or by e-mail at admissions@kai.kendal.org
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